Risk Disclaimer

The $DGN token is a UTILITY TOKEN designed to provide access to features and services within the D-GN ecosystem. It is NOT:

• An investment contract or security
• A share in Data Guardian Tech Ltd. or any affiliated entity
• A debt instrument or loan
• A deposit or savings account
• A guarantee of future profits or returns

$DGN tokens are designed exclusively for:

• Accessing platform features and services
• Participating in ecosystem governance (where implemented)
• Paying for platform services and transactions
• Incentivizing data contribution and platform engagement
• Facilitating community rewards and recognition

IMPORTANT: $DGN tokens are not intended for investment purposes. There is:

• No guarantee of price appreciation
• No promise of future returns or profits
• No obligation to repurchase tokens
• No dividend or profit-sharing rights
• No equity stake in any company or project

• $DGN token value may fluctuate significantly
• Market forces beyond our control affect token value
• Utility token values can be highly volatile and unpredictable
• Economic conditions may negatively impact token utility and value

• You may lose the entire value of any $DGN tokens received
• Utility tokens can become worthless if platform adoption fails
• Technical failures may render tokens unusable
• Regulatory changes may prohibit token use or transfer

• Secondary markets for $DGN tokens may not exist
• Limited or no ability to convert tokens to fiat currency
• Exchange listings are not guaranteed
• Market makers and liquidity providers may be unavailable

• Cryptocurrency market conditions affect all digital assets
• External economic factors may impact token ecosystems
• Competition from other platforms may reduce token demand
• Market sentiment can cause rapid value changes

• Smart contract vulnerabilities may exist despite auditing
• Blockchain network congestion may delay transactions
• Network forks or upgrades may affect token functionality
• Gas fees and transaction costs may vary significantly

• Software bugs may affect token distribution or functionality
• AI systems powering the platform may have limitations or failures
• Data processing algorithms may produce unexpected results
• Platform scalability challenges may limit token utility

• Private key loss results in permanent token loss
• Hacking attempts may target platform infrastructure
• Phishing attacks may compromise user accounts
• Third-party wallet vulnerabilities may affect token storage

• Internet connectivity required for token access and transfer
• Hardware failures may affect platform availability
• Software updates may introduce new vulnerabilities
• Compatibility issues with evolving technology standards

• Cryptocurrency regulations are evolving rapidly worldwide
• New laws may prohibit or restrict token use
• Regulatory classifications may change without notice
• Compliance requirements may increase operational costs

• Different countries have varying cryptocurrency laws
• Geographic restrictions may limit token utility
• Cross-border transfer restrictions may apply
• Tax obligations vary by jurisdiction and may change

• Regulatory authorities may take enforcement actions
• Platform operations may be restricted or prohibited
• Token transfers may be limited or blocked
• Criminal penalties may apply for non-compliance

• Tax reporting obligations may apply to token holders
• Anti-money laundering laws may require disclosure
• Foreign asset reporting may be required
• Professional tax advice recommended

• Platform features may not develop as planned
• Technical roadmap is subject to change
• Development timelines may extend beyond expectations
• Resource limitations may affect platform growth

• Platform monetization strategies may change
• User adoption may not meet projections
• Competitive pressures may affect platform viability
• Partnership agreements may terminate or fail to materialize

• Key personnel may leave the project
• Management decisions may negatively impact platform value
• Skill shortages may limit development capabilities
• Geographic distribution may complicate coordination

• External service providers may discontinue services
• API integrations may become unavailable
• Cloud infrastructure providers may change terms
• Blockchain networks may modify protocols or fees

• Airdrop amounts and timing are not guaranteed
• Eligibility criteria may change without notice
• Technical issues may delay or prevent distribution
• Point accumulation does not guarantee token receipt

• Token utility depends on platform development and adoption
• New features may not support existing tokens
• Platform changes may reduce token functionality
• Ecosystem evolution may make tokens obsolete

• Token supply may increase through additional distributions
• Inflation may reduce individual token value
• Burning mechanisms may not offset new token creation
• Economic models may change affecting token scarcity

• Community governance may make unfavorable decisions
• Voting power may be concentrated among few holders
• Governance mechanisms may be manipulated
• Decentralization may be limited or centralized

• Utility tokens generally lack investor protections
• No regulatory oversight of token operations
• Limited legal recourse for token holders
• Contract disputes may be difficult to resolve

• Third-party IP claims may affect platform operations
• Patent disputes may limit platform functionality
• Trademark issues may require platform changes
• Open source dependencies may have licensing restrictions

• Privacy law compliance may affect platform operations
• Data breaches may impact user trust and platform value
• Cross-border data transfer restrictions may limit functionality
• GDPR and similar laws may require costly compliance measures

• Recession or economic downturns may reduce platform adoption
• Inflation may affect operational costs and token value
• Currency fluctuations may impact international users
• Interest rate changes may affect investment alternatives

• Competing platforms may offer superior features
• Large technology companies may enter the market
• Established players may replicate platform functionality
• Network effects may favor competitors

• User adoption may be slower than anticipated
• Market education may be required for platform understanding
• Cultural barriers may limit global adoption
• Technical complexity may deter mainstream users

Data Guardian Tech Ltd. makes no representations or warranties regarding:

• Future token value or utility
• Platform development timelines
• User adoption rates
• Technical performance guarantees
• Regulatory compliance outcomes

This disclaimer may contain forward-looking statements that:

• Are based on current expectations and assumptions
• May not reflect actual future results
• Are subject to significant uncertainties and risks
• Should not be relied upon for decision-making

• Seek independent financial, legal, and tax advice
• Conduct your own research before participating
• Only participate with funds you can afford to lose
• Understand your local regulatory requirements

Before participating in the D-GN ecosystem:

• Research thoroughly: Understand the platform, technology, and risks
• Assess financial situation: Only use disposable income
• Consult professionals: Seek legal, financial, and tax advice
• Understand regulations: Know your local cryptocurrency laws
• Maintain security: Use secure wallets and protect private keys

Be cautious of platforms that:

• Promise guaranteed returns or profits
• Use high-pressure sales tactics
• Lack transparent team information
• Have unclear or changing tokenomics
• Ignore regulatory requirements

Token holders are responsible for:

• Complying with applicable laws in their jurisdiction
• Reporting tax obligations accurately
• Understanding anti-money laundering requirements
• Maintaining accurate identity verification records
• Reporting suspicious activities when required

Data Guardian Tech Ltd. commits to:

• Operating within applicable legal frameworks
• Implementing required compliance measures
• Cooperating with regulatory authorities
• Updating practices based on regulatory guidance
• Providing necessary documentation for user compliance

• Email: risk@d-gn.io
• Subject: "Risk Disclaimer Question"
• Response Time: 10 business days

• Email: legal@d-gn.io
• Subject: "Legal Inquiry"

• Email: support@d-gn.io
• Community: Discord and Telegram channels

• Name: Data Guardian Tech Ltd.
• Attention: Risk Management
• Address: Rough Point, P.O. Box 4203, Mount Healthy, Road Town, Tortola, VG1110, British Virgin Islands

By participating in the D-GN Speak2Earn program, you acknowledge that:

• You have read and understood this entire Risk Disclaimer
• You accept all risks associated with utility token participation
• You understand that $DGN tokens are not investment securities
• You will not rely on any future value expectations for tokens
• You have sought appropriate professional advice before participating
• You participate voluntarily with full understanding of potential losses
• You will comply with all applicable laws and regulations
• You understand that this disclaimer may be updated periodically

THIS RISK DISCLAIMER IS AN INTEGRAL PART OF YOUR PARTICIPATION IN THE D-GN ECOSYSTEM. FAILURE TO READ, UNDERSTAND, AND ACCEPT THESE RISKS MAY RESULT IN FINANCIAL LOSS. SEEK PROFESSIONAL ADVICE BEFORE MAKING ANY DECISIONS REGARDING CRYPTOCURRENCY OR UTILITY TOKEN PARTICIPATION.